
Return of Premium Life Insurance
One of the biggest questions we receive when talking about term life insurance is, what happens if I don’t pass away before the term ends?
One of the biggest questions we receive when talking about term life insurance is, what happens if I don’t pass away before the term ends?
One of the worst parts of having to get life insurance is the medical exam. Let’s face it, you have a busy schedule, and making
Term life insurance is the simplest and most affordable coverage option for many families. Despite the fact that this policy does expire, term life insurance
Homeowners insurance is the most forgotten about type of insurance. Often times, it is paid for through your escrow account, you make your monthly mortgage
Auto insurance can be one of the most overlooked types of insurance when it comes to the amount of coverage needed to protect your family.
You already know you need life insurance in order to protect those who rely on you or your income, but how do you know how
This is a question we get asked all the time. So let’s talk about life insurance for a minute. Do you really need it? If
What is Life Insurance? Life insurance is a contract between a person (the insured policy holder) and an insurance carrier (the insurer) In this contract,
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Metcalf Financial is an independent insurance agency licensed to sell insurance in 15 US states. Metcalf Financial does not underwrite any insurance that appears on our website. Insurance quotes appearing on this website are non-binding. While we have done our best to ensure all rates shown are accurate, human error is a possibility. In the rare event we made a pricing mistake, the carrier’s rates will always supersede whatever rate appears on our website.
Not all products are available in all states. Product eligibility for each carrier varies depending on the following factors: resident state of the insured, age, and medical underwriting restrictions. All plans with no waiting period require an applicant to be medically approved by the insuring company and are subject to the incontestability period. All guaranteed acceptance plans with no health questions will be subject to the insurer’s defined waiting period before benefits become payable under the policy provisions.
Any of the following insurance companies may underwrite insurance available through Metcalf Financial: AIG, American Amicable, Foresters Financial, Gerber Life, Great Western, Guarantee Trust Life, Liberty Bankers Life, Mutual of Omaha (United of Omaha), Prosperity Life Group, Royal Neighbors of America, or Transamerica.
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